16 year credit redemption

It is possible to redeem credits over a period of 16 years, ie 192 months.

Purchase of credits: a duration of 16 years (192 months)


In France, one person out of two has one or more loans, be it a consumer loan or a loan to buy real estate. To take advantage of their outstanding loans, these borrowers have committed to repay their loans in the form of monthly payments to the credit institution. However, it turns out that in some cases the due monthly payments are too heavy and take up too much of the borrower’s income, so that they can no longer assume the existing expenses (food, clothing, bill). In order to rebalance their budget, the most appropriate solution seems to be the redemption of credits. A bank transaction that reduces the amount of monthly payments.

Up to 60% off your monthly payments Your project

  • Redemption of credits Finance a project Renegotiate an immo loan Currently, do you pay back mortgages?
  • * No Yes Real Estate Credit (s) Remaining amount (s) to be reimbursed
  • * € Amount of monthly payments * € Currently, do you pay back consumer loans?
  • * No Yes Examples: auto loan, loan work, revolving credit, etc … Consumer credit (s) Remaining amount (s) to be reimbursed
  • * € Amount of monthly payments
  • * € If you want to include an amount for a new project, please specify New project € Project type – To choose – car Immovable Works Staff How long do you want to repay your purchase of credits? Duration in years
  • * – To choose – 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 years) Duration in years
  • * – To choose – 5 6 7 8 9 10 11 12 years) You are ?
  • * Owner Tenant Staff housing Hosted Hosted: by a third party, by the family, etc … Value of good Present value of the property
  • * € Rent Rent
  • * € Your job Profession
  • * – To choose – Farmer Artisan, trader Frame Entrepreneur Official Interim Disability Worker Retirement salaried Unemployed Contract
  • * – Choose a profession – Your monthly income
  • * € Are you in the bank of France?
  • * No Prohibited banking FICP Both Have you applied to another organization?
  • * No Yes Family status You are – To choose – Married) Single Widow (er) Divorcee) PACS (e) free Union In the process of divorce Matrimonial regime – To choose – Legal community reduced to acquests Separation of property Universal community Participation in the acquests Monthly income of the co-borrower
  • * € Co-borrower’s contract
  • * – To choose – CDI CSD Retirement Trainee Interim Liberal profession Unemployed Holder Contractual (Ic) Disability Dependent children 0 1 2 3 4 5 6 7 8 9 10 Your details Name
  • * – M Mrs Ms First name
  • * Born
  • * Your address Address Postal code
  • * City Means of contact E-mail
  • * In order to receive your new monthly payment Telephone (landline or mobile)
  • * I accept to receive proposals from Ilya of Murom I declare on my honor the accuracy of the information provided
  • * Previous % following (*) Required fields

Purchase of credits in 192 months (16 years)


The redemption of credits offers the possibility to a borrower to collect all of his loans (real estate loans and consumer loans) in a single loan. This unique loan has the particularity of having a reduced monthly payment. This operation is possible thanks to a rescheduling of the loan duration, which can be for example 16 years, depending on the client’s needs. In addition, an additional amount can be released for people with an affected project such as the purchase of a car, provided they are able to repay. To see what this operation can bring to his personal situation, because each case is different. A simulation is free online is available.

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